It is a childhood dream for many of us that one day, when I grow up, I will buy my dream bike. But reality hits hard when you grow up, and there are several other expenses and responsibilities for you to bear. This reality may result in crushing your childhood dream. But the truth is,…
Suppose you visit your favorite online store and get to see a device or appliance you were actually interested in. Then there are the “easy EMIs,” which make it appear like a big deal. EMI, Equated Monthly Installment has transformed our shopping habits with big dreams into something you can achieve easily. EMI is marketing…
A few days before, I lost my car due to some personal reasons, and I am a guy who is always in dire need of a car to travel and to work as well. I don’t have enough money to get a new car in no time, and this problem was so stressful for me,…
Let’s say you are planning to build a house, but you don’t have sufficient funds, so you visit house financing schemes. There are several schemes with many different options, but one thing common to all of them is the hassle of being bound to higher EMIs for a long time. At that point, you may…
EMI or Equated Monthly Installment is the amount of money you pay each month against the loan you have taken at the decided rate of interest for a certain period of time. It mainly consists of a certain portion of the principal amount plus the rate of interest. Mathematically, it can be calculated as; EMI=Pr(1+r)n(1+r)n-1…
Getting the best education is the right of every student. But reality sometimes hits hard, as many brilliant students are unable to get admission in a good college due to a lack of funds. Some responsible parents get insurance for their child’s education, while others don’t make good financial decisions, resulting in the loss of…
Hey there! If you’ve got a Bajaj EMI Card or are thinking about getting one, you’re in for a treat. This handy digital card from Bajaj Finserv makes shopping for big-ticket items, like a new phone, fridge, or even a TV, super affordable by letting you pay in small monthly installments (EMIs). No need to…
Hey there, if you’re like many folks out there shopping for gadgets or big-ticket items, you’ve probably come across “No Cost EMI” options on sites like Amazon or Flipkart. It sounds pretty sweet pay in easy monthly installments without any extra charges. But if you’re a Muslim trying to stick to Islamic principles, you might…
Ever wondered what is no cost EMI and why it’s everywhere during sales? It’s that tempting offer where you can buy a pricey gadget or appliance and pay in monthly chunks without extra interest slapping you. Sounds like a dream, right? But like most financial tricks, there’s more under the hood. In this guide, we’ll…
Have you ever converted a big credit card purchase into easy monthly installments, only to realize later that you want to pay it off sooner? That’s where foreclosing your credit card EMI comes in. Foreclosing basically means settling the remaining loan amount in one lump sum before the tenure ends. It’s a smart move if…
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