Last updated: [9 December, 2025]
These Terms and Conditions (“Terms”) govern your use of the website EMICalculator.ai and the loan calculators provided on the site. By accessing or using our website, you agree to comply with these Terms.
1. Use of Website
1.1 Eligibility
You must be at least 18 years old to use the services on EMI Calculator AI. If you are under 18, you may not use the services without the permission of a parent or legal guardian.
1.2 License to Use
We grant you a limited, non-exclusive, non-transferable license to use our website and tools for personal, non-commercial purposes. You may not copy, modify, distribute, or sell any part of the website or its contents.
1.3 Account Responsibility
If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.
2. Loan Calculators
2.1 Purpose of Tools
The loan calculators provided on EMICalculator.ai are for informational purposes only. They allow you to estimate loan EMIs, affordability, and refinancing options based on the data you provide.
2.2 Accuracy of Information
While we strive to provide accurate estimates, the results from the calculators may vary based on the data entered and market conditions. We do not guarantee that the results will be accurate or match the final terms offered by lenders. Always consult with a financial advisor or lending institution for precise loan information.
2.3 No Financial Advice
EMICalculator.ai does not provide financial or investment advice. The calculators are tools meant to assist in loan planning, not to replace professional financial advice.
3. Privacy and Data Usage
By using the calculators and submitting your information, you agree to our Privacy Policy, which governs how your personal data is collected, used, and protected.
4. Prohibited Conduct
You agree not to use EMICalculator.ai for any unlawful or prohibited purpose, including but not limited to:
- Engaging in any fraudulent activity
- Attempting to gain unauthorized access to our systems or data
- Uploading harmful or malicious content
We reserve the right to suspend or terminate your access to the website if you violate any of these terms.